Hey there! If you’re ready to make the most of your Chase Ultimate Rewards points, you’re in the right place. This article will show you how transferring your Chase points can double or triple the value of your points so you can travel more for less with your crew! Plus, we’ll walk you through exactly how to do it!
Why Transfer Your Points?
The beauty of Chase Ultimate Rewards points is their flexibility. Transferring these points to airline and hotel partners can increase their value versus redeeming them directly through Chase Travel℠ (Chase’s booking platform). This flexibility means you can access first-class flight seats or luxury hotel suites for fewer points—who wouldn’t love that?
Expert Tip: Sometimes booking through Chase Travel℠ might make more sense. This is a rare occurrence, but it does happen. I always like to quickly price out my booking options through the travel portal and the transfer partner. It takes an extra 5 minutes and can help you save tons of points.
What Happens When I Transfer My Points?
Transferring your Chase Ultimate Rewards points to a hotel or airline loyalty program converts them from flexible Chase points to the points of the transfer partner. For example, if I transfer my Chase points to Hyatt – those transferred points become World of Hyatt points that can be used to book Hyatt hotels directly. This can be AMAZING because a $1,000 Hyatt hotel booked through Chase Travel℠ would cost me roughly 85k to 100k points a night. However, once I transfer those points, I can book through Hyatt and get that same hotel for anywhere between 30-40k points a night.
Chase isn’t the only card issuer that offers transferrable points. I also LOVE American Express and Capital One for their flexible point programs. You can check out the Amex Transferring to Delta Guide here.
The Caveat:
Once you transfer your points, you cannot transfer them back. Because of this, it’s best practice only to transfer what you need for a specific booking and ensure the booking is available.
My Favorite Chase Cards that Earn Flexible Chase Ultimate Rewards
These three are my favorite cards for earning a lot of Chase Ultimate Rewards, which you can then quickly transfer to any of the Chase Transfer Partners! They are the Chase Sapphire Preferred® Card, the Ink Business Preferred® Credit Card, and the Chase Sapphire Reserve® (although I don’t recommend the Reserve for everyone because of the high annual fee – if you’re looking for a lower annual fee personal option, the Sapphire Preferred is where it’s at).
If you apply for one of these cards, THANK YOU so much for using my links! Your support of my small business is so appreciated, and comes at no extra cost to you!
My Favorite Chase Cards that Transfer & Allow You to Transfer!
Once you hold any one of these three cards, you can transfer your points from ANY card that earns Chase Ultimate Rewards.
For example, if you hold the Chase Freedom Flex® or the Ink Business Unlimited® Credit Card and have one of these three cards, all of the points earned from any card earning Chase Ultimate Rewards can be transferred.
Chase Sapphire Preferred® Card
after you spend $4,000 on purchases in the first 3 months from account opening.
Elevated Offer Alert!
The Ink Unlimited Card has an UNREAL elevated offer of 90K points!!! This is the highest it’s been in a long while. It is a fantastic card that earns 1.5x the points on every purchase with no cap. It’s even better because it doesn’t have an annual fee. So, if you’re looking for a solid no annual fee card, it’s this one! However, remember that to transfer these points, you NEED to hold one of the three cards above as well.
Earn $900 Bonus Cash Back or 90,000 Chase Ultimate Rewards after you spend $6,000 on purchases in the first 3 months from account opening.
How to Transfer Your Points Effectively
- Log into Your Chase Account:
- Start by logging into your Chase online account. Then, navigate to the Ultimate Rewards dashboard, where you can track your points and explore transfer options.
- Start by logging into your Chase online account. Then, navigate to the Ultimate Rewards dashboard, where you can track your points and explore transfer options.
- Choose a Transfer Partner:
- Chase has a good selection of airline and hotel partners, such as United, Southwest, Hyatt, and Marriott. Take some time to explore which partner can offer the best value for your upcoming travel plans. Don’t forget to check if there are any current transfer bonuses available.
- Chase has a good selection of airline and hotel partners, such as United, Southwest, Hyatt, and Marriott. Take some time to explore which partner can offer the best value for your upcoming travel plans. Don’t forget to check if there are any current transfer bonuses available.
- Link Your Accounts:
- You’ll need to link your Chase account with your selected airline or hotel loyalty program. This typically involves entering your membership number to connect the two accounts seamlessly.
- You’ll need to link your Chase account with your selected airline or hotel loyalty program. This typically involves entering your membership number to connect the two accounts seamlessly.
- Transfer Points:
- Decide on the number of points you’d like to transfer, generally in increments of 1,000. Confirm the details and execute the transfer. These transfers usually happen instantly, but in some cases, they might take up to a few days.
- Decide on the number of points you’d like to transfer, generally in increments of 1,000. Confirm the details and execute the transfer. These transfers usually happen instantly, but in some cases, they might take up to a few days.
- Verify Your Transfer:
- Verify your transfer and hit “submit,” then check your loyalty program account to ensure the points have arrived. This is where your exciting travel planning begins, and you can book nearly free flights and hotel stays! *Note: Most transfers are instant but some can take up to 24 to 48 hours.
- Verify your transfer and hit “submit,” then check your loyalty program account to ensure the points have arrived. This is where your exciting travel planning begins, and you can book nearly free flights and hotel stays! *Note: Most transfers are instant but some can take up to 24 to 48 hours.
Tips for Getting the Most Out of Your Points
- Seek Out Redemption Sweet Spots: Every airline or hotel program has its sweet spots for redemption. My favorite Chase transfer partners are Hyatt, Southwest, Virgin Atlantic, Singapore Air, and Flying Blue.
- Watch for Transfer Bonuses: Occasionally, Chase offers bonus points for transferring to specific partners. Keep an eye out for these opportunities to get even more points when you transfer.
- Keep Your Options Open: While sticking with one loyalty program might be tempting, exploring multiple options between transfer partners can lead to discovering some pretty cool opportunities (like lay-flat business class seats to Bali on Singapore Air, or scoring flights for your family to Europe for less than $100 a person through Flying Blue) and getting the most from every point.
Wrapping it Up
Transferring Chase Ultimate Rewards is one of my favorite ways to book nearly free travel for my family and take our dream vacations together! Once you learn how to transfer your points, you can transform your normal spending into amazing travel with your crew.
I can’t wait to see where your points take you!
