Terms of Use for OurFamilyPassport.com

Effective Date: 5/01/2018
Last Updated: 08/12/25

1. Acceptance of Terms

Welcome to OurFamilyPassport.com ("we," "our," "us," or the "Site"). By accessing or using our Site, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Site.

We reserve the right to update these Terms at any time. Your continued use of the Site after changes constitutes acceptance of the revised Terms.

2. Use of Our Site

Permitted Use

You may use our Site for lawful purposes and in accordance with these Terms. You agree to:

  • Access our content for personal, non-commercial use
  • Respect all applicable laws and regulations
  • Use the Site in a manner that does not interfere with others' use and enjoyment

Prohibited Use

You may not:

  • Use our Site for any illegal or unauthorized purpose
  • Reproduce, distribute, or create derivative works from our content without permission
  • Attempt to gain unauthorized access to any portion of the Site
  • Use automated systems or software to extract data from the Site
  • Transmit viruses or any destructive code
  • Impersonate another person or entity
  • Harass, abuse, or harm another person through the Site

3. Intellectual Property Rights

Our Content

All content on OurFamilyPassport.com, including text, graphics, logos, images, photographs, videos, and travel guides, is owned by us or our content suppliers and is protected by copyright and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and view our content for personal, non-commercial purposes only. This license does not include rights to:

  • Modify or copy our content
  • Use our content for commercial purposes
  • Publicly display or distribute our content
  • Create derivative works

User Submissions

If you submit comments, photographs, or other content to us:

  • You retain ownership of your content
  • You grant us a worldwide, royalty-free, perpetual license to use, modify, and display your content
  • You represent that you own or have rights to the content you submit
  • You agree that your content does not violate any third-party rights

4. Travel Information Disclaimer

General Information Only

Our Site provides general travel information, tips, and experiences. This information is:

  • Based on our personal experiences and research
  • Subject to change without notice
  • Not a substitute for professional travel advice
  • Not guaranteed to be current or complete

Travel Risks

You acknowledge that:

  • Travel involves inherent risks
  • Conditions, regulations, and safety can change rapidly
  • You are responsible for researching current conditions
  • You should consult official sources before traveling
  • We are not responsible for any travel decisions you make

5. Financial Information Disclaimer

General Information Only

Our Site provides general information about credit cards, points, miles, and travel rewards. This information is:

  • For educational and informational purposes only
  • Based on our personal experiences and research
  • Not personalized financial advice
  • Subject to change by financial institutions without notice
  • Not guaranteed to be current, complete, or accurate

Financial Responsibility

You acknowledge that:

  • Credit card terms, rewards programs, and benefits change frequently
  • Your financial situation is unique to you
  • Credit decisions can impact your credit score and financial health
  • You are solely responsible for your financial decisions
  • We are not financial advisors, credit counselors, or licensed professionals
  • You should consult qualified financial professionals for advice

No Liability for Financial Decisions

We are not responsible for:

  • Credit card applications or approval decisions
  • Changes to rewards programs or benefits
  • Financial losses from following our content
  • Impact on your credit score
  • Accuracy of third-party financial information
  • Your eligibility for specific offers or programs

Affiliate Disclosure

Our Site contains affiliate links to third-party products and services. When you click these links and make a purchase, we may receive a commission at no additional cost to you. We only recommend products and services we believe provide value.

Third-Party Sites

Links to third-party websites are provided for convenience. We do not:

  • Endorse or control these sites
  • Guarantee their content or practices
  • Take responsibility for their privacy policies
  • Accept liability for your interactions with them

6. Consultation Services

Booking and Payment

Travel consultation services are booked and paid through Calendly, a third-party platform. By booking a consultation:

  • You agree to Calendly's terms and policies
  • You understand payment is processed by Calendly
  • You acknowledge consultations are non-refundable unless otherwise stated

Consultation Disclaimer

Our consultations provide travel advice based on our experience. We are not:

  • Licensed travel agents
  • Responsible for bookings you make
  • Liable for travel outcomes
  • Guaranteeing specific results

7. Privacy

Your use of the Site is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we handle your information.

8. Disclaimers

"As Is" Basis

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING:

  • MERCHANTABILITY
  • FITNESS FOR A PARTICULAR PURPOSE
  • NON-INFRINGEMENT
  • ACCURACY OR RELIABILITY OF INFORMATION

No Professional Advice

Content on our Site is not professional advice. Always consult qualified professionals for:

  • Medical or health-related decisions
  • Legal matters
  • Financial planning
  • Safety concerns

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • We are not liable for any indirect, incidental, special, consequential, or punitive damages
  • We are not responsible for:
    • Travel disruptions or cancellations
    • Losses from following our recommendations
    • Financial losses or credit score impacts
    • Credit card application denials or closures
    • Changes to rewards programs or point values
    • Loss of points, miles, or rewards
    • Ineligibility for advertised offers
    • Third-party actions or content
    • Technical issues or data loss

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the Site
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Content you submit to us

11. Governing Law

These Terms are governed by the laws of the State of Utah, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Utah County, Utah.

12. Termination

We reserve the right to:

  • Terminate or suspend access to our Site
  • Remove content at our discretion
  • Refuse service to anyone
  • Change or discontinue the Site

13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and OurFamilyPassport.com regarding use of the Site.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

15. Contact Information

For questions about these Terms, please contact us at:

OurFamilyPassport.com
Email: help@ourfamilypassport.com

By using OurFamilyPassport.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.